He’s a director of fixed income strategy for the Schwab Center for Financial Research. I’m going to speak to Jeff about what’s called the “home bias.” This is the tendency for investors to overly prefer the stocks of companies in their home country.Īfter Jeff, I’ll be speaking with Cooper Howard. He appears frequently on CNBC, Bloomberg TV, and CNN and is often quoted in The Wall Street Journal, Barron’s, and the Financial Times. He analyzes and discusses international markets, trends, and events to help investors understand their significance and financial implications. Jeff is a senior vice president and chief global investment strategist at Schwab. On this episode, we’re going in a different direction.įirst, I’m going to speak with Jeffrey Kleintop. Our episodes on how to invest in your 401(k) plan and how to handle employee equity compensation are good examples of this phenomenon. We’ve covered the importance of not becoming too dependent on one stock in other episodes. Similar behavior has been observed in China, Finland, and Sweden. Like so many biases we cover on the show, this isn’t solely a U.S. Back in the days when the telephone industry was far more fragmented than it is today, one study found that residents in 49 out of the 50 states held more shares in the telephone company closest to them than in telephone companies further away. The classic example involves 401(k) plan participants investing too much of their accounts into the stocks of their employers. Some of the oldest studies on this topic found that investors tend to overly concentrate their stock portfolios in companies with which they have some familiarity. It’s no surprise, then, that we prefer the familiar when it comes to building our investment portfolios as well.īut just like in those examples, there are consequences to that decision. That’s why cross-training is so effective. We expend all that energy and only gain a fraction as much strength or stamina as we did at first. If we do that, though, eventually our bodies adapt, and the benefits decrease. When it comes to exercise, we may prefer doing a certain exercise repeatedly. That’s fine, of course, but it prevents us from trying other menu items we might like even better. We might have a favorite dish we automatically order every time we go to a certain restaurant. Our reliance on the familiar and the subtle costs associated with it shows up everywhere. It’s a show about financial decision-making and the cognitive and emotional biases that can get in our way. I’m Mark Riepe, and this is Financial Decoder-an original podcast from Charles Schwab. It can also, at times, lead to a worse choice. In other words, our preference for the familiar can also be driven not only by our personal experience, but what we’ve heard. The study we mentioned earlier went a step further and discovered patients will ask for a name brand medicine that they’ve heard of-even if they’ve never taken it and a less-expensive generic is available. However, sticking with the familiar has a downside. Like many heuristics we’ve talked about before, there’s a lot to be said for thinking this way.Īfter all, if a strategy has worked in the past, it makes sense to not overanalyze and instead default to the tried and true method if you confront a similar situation in the future. This tendency to stick with what we know has a name: It’s called the familiarity heuristic. If they have an upset stomach today, and in the past a certain antacid has worked, they’ll take that same familiar antacid. How do you decide what to buy?Īccording to one study, 1 people tend to ask for medicine they’re familiar with. You go to the drugstore looking for something that will help. You drag yourself out of bed, rummage through the shelf where you keep over-the-counter medicines, and see that nothing is remotely close to what you need. You go back to bed for an extra hour hoping that a little extra sleep will do the trick.īut an hour later you’re still not feeling better. MARK RIEPE: Imagine this: You wake up in the morning and you don’t feel well. Wealth and Investment Management Solutions.
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Once you've done this, you can easily color the part you have separated. In this case, you can choose the shape closest to the area you want to slice and adjust it to fit on the piece you want to slice. You can use all resources for a personal project, like t-shirts, scrapbooks, wall vinyl, stickers, invitation cards, web, and many more. Sometimes, the SVG designs you download from Free SVG Download may not be separated, which means you won't be able to color them separately. Description Free Paw Patrol Svg If you looking for high-quality SVG files for your crafting needs or clip art images to use in your projects, SVGDeal is the right place. Explore our collection of 1000+ trendy and updated Paw Patrol SVG designs, available for free commercial use in SVG, EPS, PNG, and DXF formats. This will divide the SVG into different layers, which you can then move around and easily change the color of. You can do this by clicking the "Ungroup" button in the toolbar on the right. To edit the downloaded files, the first step is to ungroup the SVG file. Inside the file, you'll find files in both SVG and PNG formats. You can extract the files inside using any zip extraction program of your choice. When you download our files, they will come in a. Be sure to check out our collection of free SVG designs today! How To Use: Instant Download Svg, Png, Dxf, Eps Clip Art Files. This means that you can use them directly. Please note: The files are not compressed, so there is no need to decompress any file. 100+ Paw TY Designs Svg Bundle Layered Item, Clipart, Cricut, Digital Vector Cut File. Free download PNG SVG files for Cricut, Silhouette Cameo, or Brother Scan N Cut. With our SVG cut files, you can create wonderful projects and handmade products such as t-shirts, masks, pillowcases, blankets, mugs, thermos, bags, invitation cards, vinyl designs, wall prints, party decorations, and much more. If you looking for high-quality free paw patrol svg files for your crafting needs or clip art images to use in your projects. Paw Patrol Halloween Wall Decals Peel and Stick Removable Reusable Decoration. Please note that these files are for personal use only and cannot be sold. We have some awesome SVG designs available for you to use.
Join a meeting and choose your new, animated background!.Copy both files directly into the background image folder of your Microsoft Teams installation.ĭefault Windows location: C:\Users\YOUR-USERNAME\AppData\Roaming\Microsoft\Teams\Backgrounds\Uploads (you can access this folder by pressing Win + R, typing %appdata% in the field and clicking Ok).ĭefault macOS location: ~/Library/Application Support/Microsoft/Teams/Backgrounds/Uploads (the ~ stands for the own home directory).In our example, the second file is called animated-background_thumb.png. Duplicate the file and add a _thumb (abbreviation for thumbnail) to the name.If your image is called animated-background.gif, rename it into animated-background.png. Choose your animated GIF and change the file extension into.The Solution: Add GIF Images Directlyīut there is a little trick that allows adding GIFs and it works on every platform! Also, discussions exists about the topic in the Microsoft Tech Community Forum. When trying to change the image format into another one, the upload fails with the error message "Couldn't add background". Microsoft Teams doesn't allow the upload of GIF images as virtual backgrounds. The Problem: GIF Images can't be Added in the GUI Or nerdy employees, who only want to replace the background with a snowy winter landscape during Christmas time. For companies, new opportunities arise in design. It would be pretty fancy if such an image can be used in Teams. It allows choosing one of the predefined images or adding own, custom ones (for example company-specific corporate designs).īesides classical images, the GIF format allows animations like this: By default, Teams allows blurring everything instead of the person or replacing the background with an image. In Microsoft Teams meetings, users with activated WebCams can change their background for more privacy. VALORANT pro crosshair settings and codesĪre you bored with your current crosshair, or are you not improving with it? Whatever the case, it’s time to experience some pro crosshair profiles. Therefore, you should try clicking the fire button several times rather than holding it down for a long time. The shots will be less accurate if the offset is wider. This specific feature causes the line offset to increase when you fire. We recommend that you enable the firing error because it will help you become more accurate. VALORANT crosshair profile codes for beginners Here are the best crosshair settings you can try as a beginner: Crosshair colorĬrosshair code for the above crosshair profile settings: 0 P c 5 o 0.7 d 1 z 4 0l 5 0o 0 0a 1 1b 0 List of VALORANT crosshair codes for beginners Crosshair profile codesĠ P c 8 u FF00D4FF o 0.7 b 1 0l 4 0o 0 0a 1 1b 0Ġ P u FF00D4FF o 0.7 0t 4 0l 5 0o 0 0a 1 1b 0Ġ P c 5 u FF00D4FF h 0 d 1 z 3 0t 3 0l 2 0o 5 0a 1 0f 0 1b 0Ġ P c 7 u FF00D4FF h 0 d 1 z 3 0t 3 0l 2 0o 5 0a 1 0f 0 1b 0Ġ P c 4 u 0000FFFF h 0 0t 3 0l 3 0o 1 0a 1 0f 0 1b 0Ġ P c 5 u 0000FFFF h 0 0t 3 0l 3 0o 1 0a 1 0f 0 1b 0Ġ P c 1 u 0000FFFF h 0 d 1 z 5 0t 3 0l 4 0a 1 0f 0 1b 0Ġ P c 5 u 0000FFFF h 0 d 1 z 5 0t 1 0l 3 0a 1 0f 0 1b 0 You can get to the published guides by following these links: Other settings (the remaining four settings tabs: general, controls, video, and audio) must also be optimized. You should remember that changing the crosshair settings alone will not make you a pro in Riot’s FPS. This article will guide you on how to make a crosshair in VALORANT as well as provide you with some pro crosshair codes and settings that you can easily import into your profile and start playing with right away. This leads them to a lengthy phase of aim-learning. Despite this, many VALORANT beginners ignore these settings and continue to play with the default crosshair. The practice, however, will be futile unless you use proper VALORANT crosshair settings.Ī better crosshair helps you significantly improve your accuracy. This will require a significant amount of practice at the range (on the practice map). You have to be extremely precise with your shots, with smooth target changes. Subject to misuse, abuse, negligence or operating conditions other than those for which such Part was designed and intended ġ.3.4. Altered by any party other than Spectra Premium so as to, in the view of Spectra Premium, negatively effect the performance or function of the Part ġ.3.2. This Warranty does not apply to Parts which were:ġ.3.1. This Warranty covers only those Parts supplied by Spectra Premium, and identified as such.ġ.3. Under this Warranty and subject to such conditions, every defective Part will be replaced by Spectra Premium, at no cost to Purchaser, following its return to Spectra Premium, or Spectra Premium’s authorized representative, together with the original bill of sale for such Part and proof of professional installation thereof.ġ.2. Spectra Premium warrants every new Part to be free from defects in material and workmanship from the date of professional installation, as long as the original purchaser owns the vehicle in which it was installed, subject to the conditions detailed in this Warranty. New Fuel Pump Assemblies (which includes Fuel Modules, Hanger Assemblies, Sender Assemblies), Electrical Fuel Pumps, Mechanical Fuel Pumps and Fuel Pump Strainers, as described herein (Parts) supplied by Spectra Premium Industries, shall carry a Limited Lifetime Warranty as described herein (Warranty) as of January 1st, 2014.ġ.1. Spectra Premium has quality certifications such as ISO 9001:2008 | FM 65146, ISO/TS-16949:2009 | TS506759, ISO 14001:2004 | CA05/3605/E, and ISO 9001:2008 | FM 70893 that cover design and manufacture of fuel system, oil pan and radiator components as well as aluminum radiators and tooling for the automotive and heavy duty markets. With its 17 locations and 1200 employees, the company exceeds the highest expectations of its clients by employing strategies of continuous improvement, progressive engineering, and product validation to the manufacture of its products. for passenger cars and heavy-duty vehicles. Spectra Premium® was founded in 1989 and grew into one of the leading manufacturers of radiators, heaters, condensers, oil pans, filler necks, fuel tanks, etc. The manufacturer stands behind this product and covers it with a three-year warranty. The product is manufactured under ISO 9001 / TS 16949 quality system and 100% tested for fit, form, and function. You will also get maximum corrosion resistance as the tank is made of OE approved Ni Terne steel which has a lead and nickel coating that protects the tank inside and out. You can be assured it will provide an exact fit for easy installation. To ensure total design integrity, this fuel tank is manufactured using the most advanced CAD technology. The tank is designed for use with gasoline containing up to 20% ethanol (E20) and diesel containing up to 5% bio diesel (B5). This product by Spectra Premium is no exception. Year after year, this company has been solving fuel delivery needs and remains committed to developing the highest quality fuel delivery products that offer excellent performance. When you need a replacement the clear choice is Spectra Premium. Rust and dirt in a deteriorating fuel tank can cause premature fuel pump failure, clog the fuel filter and fuel injectors resulting in poor engine performance, cause erratic fuel gauge indications and in extreme cases create a dangerous fuel leak. To successfully implement this tactic, you need disciplined players who are willing to fight for the team and battle for every ball. With the three midfielders lying right in front of the centrebacks and the lone striker putting pressure on the opponent's midfielders, it then makes it very difficult for the opposition to score. This allows the two full-backs to tuck in alongside the centrebacks and the two wingers drop in to either side of them, effectively creating a back six. Teams usually line up in a 4-5-1 if they are looking to use this tactic. You allow them to play in front of your defence and low-lying midfield, only engaging when they come too near or venture into dangerous positions. The idea behind this style of play is to limit the space and time your opponents have on the ball. While this sacrifices their own attacking outlet and gives their opponents the initiative, it can be a very useful tactic to use if you are looking to keep a clean sheet or protect a lead in a match. When teams park the bus, they pull everyone back and try to limit the opposition to as few opportunities as possible. One of the soccer tactics Jose Mourinho used to line up against Pep Guardiola's teams was to "park the bus" and hope to hit them on the counter. This is because coaches have set their teams up to either defend deep and attack on the counter, or press high in the hopes of winning the ball back in a more dangerous area. While it was very much in vogue a few years ago, recent tactical innovations have seen it decline in popularity. When it doesn't, it can be very frustrating for the players if their coach keeps demanding they replicate a style of play when they are just not able to. When it works, Tiki-Taka can be an absolute delight to watch. The keeper, too, should be quick off their line to sweep behind the high line defence, and also be adept at passing the ball around confidently. Your defenders should also be good on the ball and at times push up into midfield or overlap past the winger on the flanks. The key to this tactic is creativity, technical skills, and fluidity.Īs well as the right personnel to play it, of course. Their role is to stretch the opposition, make intelligent runs, and drag the opponent's defenders out of position. In addition to the technical and creative midfielders this system demands, you also need intelligent and agile forwards. Tiki-Taka involves keeping possession using short passes with all players constantly on the move - interchanging positions and overloading the opposition's midfield. While Tiki-Taka has its origins in the Dutch team of the 70s, it was Pep Guardiola's Barcelona team of 2008 – 2012 that made this style of play famous around the world. In addition, it also improves the players' tactical knowledge and understanding of the game.Ĭheck out the link below for an in-depth guide on the most common formations: While many teams stick to just one over the course of the season, it’s well worth working on a couple so that you can vary things up depending on your opposition. Once you have had a think about the players at your disposal and how you want the team to play, you can then start coaching the formation in your training sessions. Similarly, it’s very hard to make a single striker system work if you don't have the right player up front to slot the ball in the back of the net. Understanding each formation allows you to select the one that best suits your squad.įor example, it’s no good forcing your players to play a 3-5-2 if you don't have the right type of players to fill in on the flanks. While some formations allow you to dominate possession or overwhelm the opposition on the wings, others are more defensive and counter attacking in nature. Knowing the strengths and weaknesses of each formation will go a long way to deciding what you and your players do as a team and what tactics you use. Before looking at various advanced soccer tactics you can implement as a coach, one of the most important tactical decisions you need to decide on is which formation you’ll use. Anything from a three to a five is considered healthy, she says. Look at the Bristol stool chart, a poop shape chart widely used by medical providers to determine how healthy stool is, for example. There’s a wide range of what a healthy poop can look like, says Freuman. Now that you know what ‘sick’ poop looks like, what does healthy poop look like? Usually it’s nothing to be concerned about, but if it continues for more than a few days, it may be worth a doctor’s appointment to rule out more serious causes such as steatorrhea. Floating stoolĮxtra gas trapped in your poop (from certain foods) can cause poop to float instead of sink. If it passes in a few days, it’s likely no big deal. Eating dairy when you’re lactose intolerant, consuming a lot of fiber, or experiencing a bacterial issue (like certain types of food poisoning) to name a few. There are a whole host of things that can cause loose stool, says Freuman. Pebble poop can happen because of certain medications (including some antacids, antidepressants, diuretics, and iron supplements), or not getting enough fiber or fluids. Small, pebble-like poop is typically a sign of constipation. It could also be a sign of pelvic floor dysfunction, which can be painful and impact your ability to relax and contract your pelvic floor (aka the muscles that help you go to the bathroom, among other things). Pencil-thin poop can happen for a variety of reasons, including constipation, hemorrhoids, IBS, and a colon obstruction. If you see a long, thin poop, it may mean that your anal sphincter may be tight or not completely relaxed. The shape of your poop can give you a sense of your pelvic floor and sphincter function, says Freuman. Different poop shape meanings Pencil-thin poop If left untreated, that could lead to an infection or liver disease. Bile is part of what pigments the stool, so if there’s almost no color at all, it may mean that there’s a blocked bile duct, she says. If you see pale, gray, or white poop, Freuman recommends seeing a doctor. If this, or another sudden color change, is also paired with other symptoms including vomiting, lightheadedness, or severe abdominal pain, experts say you should go straight to the emergency room. Tar-like, black stool can indicate bleeding in the gastrointestinal tract. If neither of these could be the culprit, then it’s a good idea to give your doctor a call. Taking iron supplements or Pepto Bismol can cause dark or black poop. That’s another reason to talk to your doctor because it could mean there’s internal bleeding or possibly colon cancer. “You're seeing either streaks of blood outside the stool, or drops of blood in the toilet,” says Freuman. While beets usually tint the whole stool, blood usually doesn’t. If you notice your poop is red, the biggest thing is to make sure it’s not because there’s blood in your stool. One of the common causes of red poop is beets. There are a couple different red poop meanings. “You'll have horrible smelling gas you'll be losing weight potentially.” Red poop “ will often be very oily kind of greasy,” she says. But it can also happen after gallbladder surgery because of an infection in the intestines, a symptom of COVID-19, or due to excess fat in your stool (which happens when the dietary fat isn’t well absorbed during digestion, aka malabsorption).īut Freuman notes that if it is malabsorption, the color of your poop usually isn’t the only symptom. Yellow poop, light brown poop, or orange poopĮating orange or yellow foods (such as turmeric or sweet potatoes) can tint your stool yellow, light brown, or orange. In other cases, green poop may indicate food poisoning or even a bowel disorder. If you’re seeing green, it may mean you recently ate a lot of leafy vegetables, took iron supplements, or ate foods that have certain food-coloring.
Get notifications inside Slack whenever there’s a new update to your Airtable database. Not only can you have regular conversations with your teammates about work, but you can also add context to those conversations with regular updates from your database. That’s where the Slack integration comes in. What you cannot do, however, is have detailed conversations in real-time or asynchronously. You can edit business databases with your team members in real-time and post comments to keep everyone up to speed. Apart from attempting to keep everyone on the same page when they’re halfway across the world from each other, remote workplaces must also deal with issues of isolation and loneliness impacting the team’s morale.Īirtable is great at collaboration. Sign up for a free account and get building today! Slack: The Best Integration for Internal CommunicationĬommunication is always a challenge for remote workplaces. You also gain access to a huge collection of templates and resources to help you get started. Sound interesting? Glide is free forever for personal use and offers paid pricing with additional features for as little as $25/month. Then, use the advanced drag-and-drop editor to customize the app’s appearance and features just the way you want. Just connect your Airtable account with Glide to import your databases and turn them into apps with one click. With Glide, you can create beautiful apps for work and personal use without resorting to any coding knowledge. But it offers limited accessibility on mobile devices and doesn’t let you control everything a user can see or edit when they receive shared access to your database. Why use Glide? Airtable is an excellent platform for storing business data and functions as a powerful source of truth for any business. With our new integration, you can pull business data directly from your Airtable database and convert it into a fully-interactive mobile or web app with CRUD (create, read, update, delete) features. Glide is a no-code app builder that turns spreadsheets into software. These are our favorites what are yours? Glide: The Best No-Code App Builder for Airtable In this article, we’ll be taking a look at the most useful integrations you should install for Airtable. There’s a whole marketplace full of integrations for improving your Airtable workflows, from Slack and Asana to Typeform and Salesforce. However, connected apps have access to all your databases and information, so it’s best to prioritize the ones you really need so that you can avoid clutter and reduce vulnerability. Being able to connect them to your primary database isn’t just a luxury it’s a necessity.įrom project management to internal communication to development tracking, and more - there’s a lot you can do with third-party integrations for Airtable. Slack, Zoom, Dropbox, LinkedIn, Google Forms - lots of different tools you probably use as a part of your everyday workflow. It’s a hybrid platform that combines the simplicity of a spreadsheet with the functionality of databases, making it a perfect fit for businesses looking for an efficient way to manage and store their data.Īirtable has enough built-in features to keep you occupied for days, but connecting it to third-party services opens it up to a whole new level of possibilities.Ī solid tech stack is the necessity of any business workflow. Airtable is the ultimate low-code solution for building your own databases. Īustralian Professor of Egyptology Naguib Kanawati has also stated that they are not authentic and that they "were constructed in the early 1980s", concluding that the hieroglyphs within the same panels were of widely different periods and some were carved backwards. The soldiers, who had served in the Sultanate of Egypt from the mid 1910s to early 1920s, cited an example of shapes in the form of the Sphinx and a pyramid known to have been made by a returning soldier. He suggested that the glyphs might have been made in the 1920s by Australian soldiers when there was general interest in ancient Egypt after the uncovering of the Tomb of Tutankhamun at that time. There's no way people would've been inscribing texts from the time of Cheops from the signs that weren't invented until 2500 years later." "There's also a problem with the actual shapes of the signs that are used. "First of all the way they're cut is not the way ancient Egyptian rock inscriptions are produced, they're very disorganised. "here are many reasons why they are not accepted as genuine hieroglyphics. Authenticity Site displaying Wadjet, Horus, water, ankh and sarcophagus symbols Since then, the hieroglyphs have been claimed by amateur Egyptologists to be authentic script created about 4,500 years ago, by Egyptians who sailed to Australia and engraved their story into the stones after becoming shipwrecked. From the mid 1990s, the site started to receive more public attention. In 1983, David Lamber, then a rock art conservator for the National Parks and Wildlife Service, found some clean-cut hieroglyphs which he estimated to be less than twelve months old. Up until their discovery, the site of the glyphs was engulfed with sand and rocks, and had overgrown vegetation. Dash continued to visit for five years and saw new glyphs whenever he visited. The carvings were first formally reported in 1975 by Alan Dash, a local surveyor working for Gosford Council who had been visiting the area for seven years without seeing the glyphs. There is also a carving of the ancient Egyptian god Anubis. These names are given the same personal name and throne name. They depict boats, chickens, dogs, owls, stick men, a dog's bone as well as two cartouches that appear to be the names of kings, one of them Khufu (second king of the Fourth Dynasty, 2637–2614 BC), the other uncertain. These works were criticized by residents and a local environmental protection organization as unnecessary and extreme. In late 2023 the National Parks and Wildlife Service began dislodging boulders near the glyphs it deemed unsafe. While rumours of Egyptian glyphs have existed since the 1920s, a spokesperson for the National Parks and Wildlife Service has said "The engravings are something we became aware of in the early 1980s, which is around the time the majority were thought to have been made." The glyphs have been dismissed as a hoax by authorities and academics after their discovery in the 1970s, but there are still attempts to prove the belief that they were carved by the ancient Egyptians about 4,500 years ago. They are found in an area known for its Aboriginal petroglyphs, between Gosford and Woy Woy, New South Wales, within the Brisbane Water National Park. The Gosford Glyphs, also known as Kariong Hieroglyphs, are a group of approximately 300 Egyptian-style hieroglyphs located in Kariong, Australia. |
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